Disclaimer - Prospectus for the offer of shares in RAMS Home Loans Group
The prospectus (Prospectus) is dated 27 June 2007.
It is issued by RAMS Home Loans Group Pty Limited, which will convert to a public company from 12 July 2007 and be known as RAMS Home Loans Group Limited (RAMS).
The offer does not take into account the investment objectives, financial situation and particular needs of any investor. It is important that you read the Prospectus in its entirety before making any decision whether to invest in the securities. In particular, in considering the prospects of RAMS, it is important that you consider the investment risks that could affect the financial performance of RAMS. You should carefully consider the Prospectus and these factors in light of your own investment objectives, financial situation and particular needs (including financial and taxation issues) and seek professional advice from your accountant, financial adviser, tax adviser, stockbroker, lawyer or other professional adviser before deciding whether to invest.
Lodgement of Prospectus
The paper form of the electronic Prospectus accessible through this website has been lodged with the Australian Securities and Investments Commission. Offers of the securities will be made after 12 July 2007, and will be made in, or accompanied by, a copy of the Prospectus.
Anyone wishing to acquire the securities will need to complete the application form that will be in or will accompany the Prospectus from 13 July 2007. No application forms will be available or will be processed before that date. Details of how eligible applicants may apply at that time are contained in the Prospectus. The offer will be open only to eligible applicants. No general public offer of the securities is being made.
The information and electronic Prospectus provided by this website is available to AUSTRALIAN RESIDENTS accessing this website from WITHIN AUSTRALIA ONLY. If you are accessing this website from anywhere outside Australia, or if you are a US person (as defined under the US Securities Act of 1933 (“Securities Act”)), acting for the account or benefit of a US Person, or not an Australian resident, please DO NOT download the electronic Prospectus accessible through this website.
Paper copies of the Prospectus, including the accompanying Application Form, will be available free of charge during the offer period by calling the RAMS Offer Information Line on 1300 725 083 or +61 3 9415 4397. The Corporations Act 2001 (Cth) prohibits any person from passing the application form on to another person unless it is attached to a hard copy of the Prospectus, or accompanies the complete and unaltered electronic version of the Prospectus.
Due to regulatory requirements, the invitation to apply for Shares is not generally extended to investors located or resident outside Australia.
The distribution of the Prospectus in jurisdictions outside Australia may be restricted by law and persons who come into possession of it should seek advice on and observe any such restrictions. Any failure to comply with such restrictions may constitute a violation of applicable securities laws.
This Prospectus does not constitute an offer or invitation in any jurisdiction where, or to any person to whom, such an offer or invitation would be unlawful. No action has been taken to register or qualify the securities or to otherwise permit a public offering of the securities outside Australia.
In particular, the securities have not been, and will not be, registered under the Securities Act, and may not be offered or sold in the United States or to, or for the account or benefit of, a US Person (as defined in regulation S under the US Securities Act) except under an exemption from the registration requirements of the US Securities Act and applicable US State securities laws or in a transaction not subject to such registration requirements. Investors in jurisdictions outside Australia, including institutional investors, may only apply for securities under the Offer, if the offer, sale or distribution of the securities is permitted under applicable law (Permitted Investor).
In this document, a reference to the US Securities Act means the United States Securities Act of 1933, as amended, and a reference to a US person means a US person as defined in the US Securities Act.
I have read the disclaimer and agree to the terms stated. I represent and warrant that I am an Australian resident accessing the prospectus from within Australia, or a Permitted Investor and I am not a US Person or acting for the account or benefit of a US person.