Your Privacy

Information collected by RHG

RHG logs all activity and maintains audit trails of usage of this site. We use this information in the detection and prevention of fraud or other malicious activities.

In order to better understand how our customers use this web site, we collect and analyse aggregate information about our site users. This includes such things as what time of day people visit the site, what browser they use and what pages they visit. No personal or other information which may be used to identify you is included in this analysis.

Information privacy

At RHG we care about your privacy and your trust is important to us.

Should you have any queries or concerns about your privacy please contact the RHG Privacy Officer, Locked Bag 100, Royal Exchange, NSW 1225 or phone 1300 658 489 or send an email to privacy_officer@rhgservicing.com.au

Security

A key component to providing your privacy is security. To ensure security, RHG uses a highly secure internet technology known as SSL (Secure Sockets Layer).

When requesting sensitive information from you, we use internet pages which are secured with SSL.

All SSL pages are protected by secure encryption technology. Encryption prevents 3rd parties from viewing information in transit between RHG and yourself.

Popular browsers such as Netscape Navigator and Microsoft Internet Explorer will alert you when information is being protected by SSL.

Netscape Navigator

Netscape Navigator uses a grey padlock on a yellow background to indicate when a page is protected by SSL.

Microsoft Internet Explorer

Internet Explorer use a yellow padlock to indicate when a page is protected by SSL.

Mozilla Firefox

Mozilla Firefox uses a grey padlock on a yellow background to indicate when a page is protected by SSL

Cookies

This site uses "cookies". A cookie is a small piece of information stored on your computer which is sent to the RHG web site each time you request a page. We use cookies to help us deliver a more functional and intelligent site to you.

No username, password or personal information is ever stored in a cookie.

If your browser does not accept cookies, you will not be able to use RHG.com.au. To turn on cookies, use the following commands:

Netscape Navigator

Tools - Options - Privacy - Cookies - Accept cookies from sites

Microsoft Internet Explorer

Tools - Internet Options - Privacy - Medium Privacy (or Low Privacy, or Accept All Cookies)

Email

RHG does not send "spam" unsolicited email. We will only contact you if you have authorised us to do so. We use these messages to provide you with information about our products and services. We may contact you to ask your opinion on our website features or processes.


PRIVACY POLICY STATEMENT

At RHG, information is the cornerstone of our ability to provide superior service and our most important asset is your trust. The Privacy Act 1988 regulates the way RHG uses personal information provided about you. Personal Information includes any information from which you can be reasonably identified. This statement explains your privacy rights and our rights and obligations in relation to your personal information. Should you have any queries with regards to this policy, you may contact RHG using our details provided in the Customer Service section below.

Collection

RHG collects personal information that is necessary for us to process your application, maintain your home loan, allow us to identify you and deliver the benefits of the home loan to you and keep you informed about other products, services and special offers that may be of interest to you. Parts of the information we have requested is required by the Financial Transaction Reports Act 1988. If all or part of the information requested in the Application Form is not provided then we may not be able to process your application.

Disclosure

To assist us in providing the best possible service to you, we may disclose to and exchange your personal information with the following organisations: RHG group of companies, solicitors, Bank of New York Trust Australia (to hold security documents in safe custody), Indue Ltd (to issue cheque books and debit cards), FDRA (to issue and administer debit cards), J P Morgan Chase (to issue cheques), Liberty Financial Pty Limited or other lenders nominated by RHG, ratings agencies, RHG finance brokers, mercantile agents, insurance providers, property valuers, RHG Home Loan Centres and our service providers including advertising agency, call centre, credit services provider, printers and mailing houses. Should you require any further information in relation to the identity of any of the parties named or how they use or disclose your personal information please contact RHG Privacy Officer using our Customer Service details listed below. We will also, unless you tell us not to, disclose personal information to Investment Property Solutions to provide you with information on products and services that may be of interest to you.

Access and Correction

You have a right to access your personal information held by RHG. Should you require such access, please contact us as per the Customer Service details below and we will send to you a Request for Personal Information Form. We may charge a fee depending upon the type and quantity of information provided.

Marketing

RHG or our alliance partners will keep you informed about products, services and other special offers that may be of interest to you. However, if you do not wish these offers to be communicated to you, you can notify us using our Customer Service details listed below.

Customer Service

If you have any queries or concerns please contact RHG Privacy Officer, Locked Bag 100, Royal Exchange, NSW, 1225 or phone 1300 658 489.